Mon, 3rd March, 2014 - Posted by (0) Comment-
For many first-time homebuyers, saving the 5 per cent downpayment is one of the biggest obstacles to home ownership, especially if you’re paying rent, paying down student loans, and trying to live a life. Here are some programs and tips that can give your downpayment a boost – to get you into your home faster:
1. The federal Home Buyers’ Program (HBP) lets first-time homebuyers withdraw up to $25,000 each (or $50,000 for a couple) tax-free from their RRSPs. You’ll need to pay those funds back, of course, on a repayment plan.
2. A financial gift from a parent or blood relative can be used as a downpayment. You’ll need to document in writing that the funds are a gift and that you are not required to pay the money back at any time.
3. A parent or grandparent could also provide a loan with a modest interest rate and reasonable expectations for loan repayment. Or you could look at borrowing the downpayment through a loan or unsecured line of credit.
4. If your dream home is out of reach, look for a starter home. Use today’s low interest rates to start hammering down your mortgage, then watch for the opportunity to get the home of your dreams – using the equity and credit rating you’ve been building!
If you are a first time buyer looking to jump on the property ladder but may need some help structuring a plan that will lead to home ownership, I am always available to meet for a personal consultation. Give me a call or send me an email and I would be happy to sit down with you to demystify the process.
Thu, 13th February, 2014 - Posted by (0) Comment-
Client Appreciation Wine and Cheese Extravaganza!
Christmas is the time for giving and this year we were able to help a family have a Christmas they would never have imagined if it weren’t for the kindness and generosity of my wonderful clients. Every year I hold a ‘Client Appreciation Wine and Cheese Extravaganza’ to say thank you for trusting me with their business and referring my business to friends and family.
This year we wanted to do a little more! I decided to partner with the Compassion Society in Burlington to help out a family in need and provide them with a Christmas they wouldn’t forget. The Compassion Society connected me with a mother of 5 who was having trouble making ends meet, never mind being able to buy Christmas gifts for her 5 children and giving them a Christmas dinner. This woman didn’t know where to turn as her situation was quite dire. She is trying to raise 5 children on her own (17, 10, 9, 16 months and 2 months) as her husband recently left her and she is battling MS.
I decided to hold a casino night as part of this years Client Appreciation Party to raise money for this family. Over 50 clients came to the party and all helped to raise over $700 to help make a special Christmas for this family. Even the clients who didn’t know the first thing about blackjack joined in a few games to help out. It was a great evening in support of a great cause.
Weeks after Christmas I received this lovely note from the people at the Compassion Society:
“It wasn’t going to be much of a Christmas, and we got such a surprise!! I dont even know what to say. My kids are my whole life and someone cared about me and my kids!” I will never forget it!”
I read a quote that said ‘A man’s true wealth is the good he does in this world’ and Anne Frank once said, ‘You can never become poor from giving’. I think we all became a little wealthier that night.
Thank you again to all of my wonderful clients who came to the party and helped make it a huge success. I look forward to seeing you all again at the summer Client Appreciation Family BBQ!
Thu, 6th February, 2014 - Posted by (0) Comment-
As a first time home buyer I was looking for a real estate agent that would give it to me straight, while keeping my best interests in mind – Sean did just that. He is the ideal professional; business oriented, but at the same time very personable, which made me feel more like a friend than a client. I worked with Sean for approximately four months. I really appreciated the emailed listings, his reliable nature when it came to scheduling home visits, and his consistent work to ensure that I was protected in my home purchase. His attention to details, honesty, perseverance, and overall effort is what made him stand out to me as a solid real estate agent, and most importantly a great person. Our business partnership ended months ago, but Sean is still available when I ask him for his advice. Sean’s a fantastic real estate agent and great friend.
If you would like to receive the same level of service Brian received, don’t hesitate to give me a call!
Fri, 18th October, 2013 - Posted by (0) Comment-
First time buyers have a lot to consider when buying a home. It is often overwhelming and a little confusing. The reason it is a good idea to enlist the services of a professional realtor is to avoid making some of the following errors. A professional realtor should be there at every step of the way answering all of your questions and guiding you seamlessly through the buying process.
Choosing the right realtor is one of the most important decisions a first time buyer can make. It is important that the realtor will be working in the buyer’s best interests, has the knowledge and experience necessary to do the best job possible and is one that has been recommended by someone who has had an exceptional experience with a realtor…….not just an OK experience. There are plenty of realtors out there that can give you OK service, but you want to find someone that will exceed your expectations.
Here are some satisfied first time buyers I was able to help into their first home together. Read what they had to say about their experience with me.
While purchasing a property, Sean was extremely knowledge about the area and negotiated a price we were comfortable paying. Sean was always there to answer any questions we had, and trust me – we had many! His high level of quality service is enough alone for me to recommend him to anyone looking to buy / sell property; however his great personality and funny nature make it also enjoyable to deal with him.
Paul Dobson and Sara Cromwell
If you are considering buying a home in the near future, I would love the opportunity to sit down and discuss the buying process and what I do to help put people in homes.
Tue, 13th August, 2013 - Posted by (0) Comment-
This beautifully maintained and completely updated 3 bedroom/4 bath home is located in desirable Roseland just steps to the lake. Updated Kitchen offers loads of cabinetry, granite countertops, island, and chef’s range. The Master bedroom offers walk-in closet and large 4pc ensuite. Extensive landscaping with irrigation system. Large in-ground salt water pool, Hardwood, 4pc bath in basement and Double garage with inside access completes this home that must be seen. Close to schools, shopping, transportation and highways.
OPEN HOUSE! Come by 3287 Spruce Avenue this Sunday August 18th between 2:00pm – 4:00pm to take a tour of this stunning home.
FOR MORE PROPERTY DETAILS, PHOTOS AND VIDEO, VISIT WWW.3287SPRUCEAVENUE.COM!
Tue, 2nd July, 2013 - Posted by (0) Comment-
Extensively renovated and updated home on secluded 5 acre lot with pond.
Open concept upper level including kitchen with island, dining area and living room. Enjoy unobstructed panoramic views of the countryside in the sunroom addition including heated floors, air conditioning and custom window treatments.
Master bedroom with renovated ensuite and walkout to deck overlooking the ½ acre pond. Renovated main bathroom with glass enclosed Jacuzzi tub and skylight.
Lower level with family room, 4th bedroom, office and walkout to covered patio with deck and retractable awning. Close to Shelburne and the highway for easy commutes.
Please call or write today to book your own private tour!
Tue, 25th June, 2013 - Posted by (0) Comment-
Sean was professional, courteous and extremely knowledgeable in the real estate market. Thanks Sean! He produced beautiful colored brochures, listed us on MLS from Niagara to Toronto showing amazing professional photos of our home and had it on YouTube. He provided much needed support during a very stressful time and was available to us day and night answering all our questions and giving us advice during the selling process.
Even after the sale, Sean continues to help us by providing a real estate agent in Nova Scotia – our next new adventure. He follows up with her to ensure we are getting the best possible care.
Thank you Sean for all you’ve done for us. We not only consider you our real estate agent, but we’re happy to call you a friend. We would recommend Sean to anyone looking to buy or sell. You would be in good hands.
John & Joyce Clark
Tue, 23rd April, 2013 - Posted by (0) Comment-
Luxury living in this stunning custom 5 bedroom/5 bathroom home with over 5000ft2 of total living space on desirable family friendly court. 10 foot ceilings on main floor, chef’s kitchen, new hardwood, and freshly painted. Spacious master suite with 5 piece ensuite and walk-in closet. Upper level includes 3 additional bedrooms, 2 bathrooms and an office nook. Basement is an entertainer’s paradise with media area with built-in sound system wiring, custom bar with fridge, wine rack and shelving units and exercise room.
Tue, 23rd April, 2013 - Posted by (0) Comment-
Fantastic opportunity to live in one of the area’s best neighbourhoods. Great Investment potential. Prestigious quiet and family friendly crescent surrounded by luxury new builds! Across from Glen Park, close to great schools, subway and major highways. 10 Minutes to the Airport. Register offers by 5:00pm on May 1, 2013.
If you are interested in visiting this great investment opportunity, drop by the open house.
Sunday April 28, 2013
2:00pm – 4:00pm
Sun, 21st April, 2013 - Posted by (0) Comment-
Stunning South facing panoramic city views from the 600 square foot private terrace . 1280 Square foot 2 bedroom 3 bathroom unit one floor below the penthouse! 3 Parking spots and one locker included. Ensuite laundry facility. Excellent Building Facilities: Gym, Party Room, 24Hr security/concierge. Close to Subway, 401, and many other local amenities. Move in and enjoy Luxury Living overlooking the city!